20" Freshwater Pearl Necklace 14k Yellow Gold

This 20-inch necklace strings together 43 cultured freshwater pearls ranging from 10.8 to 14.0 mm, finished with 14 karat yellow gold findings. Pearls in this size range are considered oversized—they make a statement and have real visual presence around the neck.

Freshwater pearls tend to have a softer, more organic luster than their saltwater counterparts, with gentle color variations that give each pearl its own character. The graduated sizing creates a pleasing visual flow, with the largest pearls sitting at the center front. At 20 inches, this length typically falls just below the collarbone, making it versatile enough for both casual and dressier settings. The weight of larger pearls feels substantial but not heavy.